Are cigar collections covered under your Home owners policy for fire and theft
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TNT Cigarguy
- Posts: 147
- Joined: Thu Jun 03, 2010 4:02 am
Re: Are cigar collections covered under your Home owners policy for fire and theft
Well as some of you know my place was recently robbed. Best advice as I am dealing with Ins....one have lots of pictures that goes a long way. NC will be covered with pics or receipts. I have state farm fyi. So I will update and let everyone know how this goes as I am dealing with this very issue right now.
Why pay $100 on a therapy session when you can spend $25 on a cigar? Whatever it is will come back; so what, smoke another one.
Raul Julia
Raul Julia
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Big Cle
- Posts: 8
- Joined: Sun Apr 08, 2007 5:10 pm
Re: Are cigar collections covered under your Home owners policy for fire and theft
I guess I need to start looking for some for the 50 count.
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ndn384
- Posts: 4
- Joined: Mon Jan 24, 2011 4:39 am
Re: Are cigar collections covered under your Home owners policy for fire and theft
[url=http://www.snopes.com/crime/clever/cigarson.asp]http://www.snopes.com/crime/clever/cigarson.asp[/url]
Snopes says that this story is just an urban legend.
[quote author=Ryan link=topic=7137.msg37510#msg37510 date=1295715696]
I think NC's would if you keep the reciepts....not really sure how that works.
I remember one guy a long time ago taking out insurance on some very expensive sticks and then claiming fire damage as each one went up in smoke...seriously...this goof tried to claim the fire insurance on em after smoking them. As he was technically correct I suppose he won that lawsuit, but was convicted of arson and fraud I do believe. It was in Reader's Digest "That's Outrageous" a long time back though.
Sorry to derail here. I'd call an insurance company and just ask. Wine can be insured so I assume cigars could be as well.
[/quote]
Snopes says that this story is just an urban legend.
[quote author=Ryan link=topic=7137.msg37510#msg37510 date=1295715696]
I think NC's would if you keep the reciepts....not really sure how that works.
I remember one guy a long time ago taking out insurance on some very expensive sticks and then claiming fire damage as each one went up in smoke...seriously...this goof tried to claim the fire insurance on em after smoking them. As he was technically correct I suppose he won that lawsuit, but was convicted of arson and fraud I do believe. It was in Reader's Digest "That's Outrageous" a long time back though.
Sorry to derail here. I'd call an insurance company and just ask. Wine can be insured so I assume cigars could be as well.
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